If your car insurance company denies your personal injury protection (PIP) claim, you have the right to appeal the denial. While the state’s no-fault laws should allow you to recover compensation from your own insurer, unfortunately, the PIP claims process does not always go smoothly. Our injury law firm recommends that you consult with an …
Does Health Insurance Cover Car Accident Injuries?
Yes, health insurance can cover car accident injuries, but it may depend on several factors. Car accidents can cause severe injuries that require medical attention, resulting in medical bills that keep piling up as you worry about whether you have to pay out of your own pocket or if the insurance company will cover you. …
20 Questions to Ask a Car Accident Witness
A lot is going on during and after a car accident. Confusion, shock, and adrenaline tend to cloud memories, making it challenging to piece together the events that took place and determine who is at fault. It is of great importance to establish liability if you want to file a personal injury lawsuit to recover …
Who Pays for the Rental Car After an Accident?
The driver who caused your car accident should be responsible for any rental car costs you incur while your vehicle is being repaired. While New York state requires no-fault auto insurance, these benefits do not cover property damage or related expenses. Ultimately, the at-fault driver’s insurance carrier will pay the same percentage of the cost …
Will a Hit-and-Run Claim Raise My Insurance?
A hit-and-run claim is unlikely to raise your insurance. However, multiple accidents in a few years or collisions where you were at fault certainly could. New York law requires drivers to carry no-fault auto insurance policies to cover most injuries. If you suffered serious injuries or need to recover compensation for property damage, these cases …
What to Know About an Examination Under Oath
Examinations under oath (EUOs) apply to insurance claims. Essentially, they areinterviews, where the insurance representative (usually an adjuster or insurance attorney) associated with your claim asks you questions regarding: Fraudulent activity Unnecessary medical treatment A medical provider billing for medical treatment that isn’t being provided The belief that the claim must be verified for another …
What Is New York State’s ‘Serious Injury’ Threshold?
The application of New York state’s serious injury threshold to the facts of an accident injury claim determines if you can pursue an injury lawsuit against a liable driver after a car accident. This law and statewide no-fault rules govern the post-accident claims process. Continue reading for more information. LEGALLY REVIEWED BY Edward Friedman May …
If Someone Borrows My Car and Gets in an Accident, Am I Liable?
If someone borrows your car and gets into an accident, you may be personally liable. However, in many cases, your insurance will cover damages. These losses can include your own property-related damages, the other driver’s property and injury-related damages, and certain damages of the person who borrowed your car and his/her passengers. (i.e., under a …
Is New York a No-Fault State?
expenses will be covered by your personal injury protection (PIP) insurance. No-fault insurance is mandatory for all registered drivers. PIP benefits are available quickly and they pay your medical and other expenses, no matter who was at fault for causing the accident. You also have the ability to seek income loss and other reasonable and …
What Does No-Fault State Mean?
If you were injured in a car accident in a no-fault state, you have to file a claim with your own insurance company for certain damages. No-fault insurance will cover your immediate medical bills and income losses up to its limitations. You do not have to figure out how to obtain appropriate compensation after a …