If you suffered injuries in a car accident and there is evidence to prove an uninsured motorist caused the accident and your injuries, a Uniondale uninsured car accident lawyer from Friedman & Simon, L.L.P. will help you pursue compensation.
Many people are unaware that there is specific coverage in New York auto insurance policies that can offer you a source of monetary recovery for your injuries, even though the at-fault driver’s vehicle was uninsured. Call us now at (516) 932-0400 for a free review of your Uniondale car accident case.
Filing a Claim With Your Insurer for an Uninsured Car Accident
According to the New York State Department of Financial Services, while your medical expenses and a portion of your lost earning associated with your Uniondale uninsured car accident should be covered by your Personal Injury Protection (PIP) no-fault policy, you may be entitled to recover damages beyond those benefits by making a claim against the uninsured motorist coverage of the vehicle you were in at the time of the accident or a vehicle you own that was not involved in the accident or even a vehicle owned by a relative with whom you resided on the date of the accident. (The latter two would apply if you were a pedestrian or bicyclist struck by an uninsured vehicle.) Uninsured motorist coverage is a part of the mandatory auto insurance coverage required in New York.
Uninsured motorist coverage provides bodily injury protection for:
- Your relatives in your household
- Anyone in your car at the time of the accident
- Any qualifying individual who is unknowingly in an uninsured vehicle
- Any qualifying individual injured as a pedestrian (or bicyclist,) in an uninsured vehicle accident or a hit-and-run accident
This policy pays bodily injury damages after an accident caused by an uninsured vehicle or in a hit-and-run accident. The limits on this policy will likely match the limits of your auto liability policy. Under New York law, this should be at least:
- $25,000 for injury to one victim
- $50,000 for wrongful death
- $50,000 for injuries to all victims in an accident
- $100,000 for multiple fatal injuries in an accident
Although the figures below are the minimum coverage amounts required by law, since this insurance typically protects you, your relatives or passengers in you vehicle, who may very likely be friends, when any of the people referred to are injured by an uninsured driver, you may want to price increasing your uninsured coverage. It tends to be relatively inexpensive to increase.
While it is true that if there is reason to believe the uninsured party who caused your accident has assets, you could have a case for compensation against them in civil court, if you pursue an uninsured claim, your rights to pursue that at-fault party transfers to the company that paid out an uninsured claim to you.
Let a member of the Uniondale uninsured car accident team from Friedman & Simon, L.L.P. evaluate your options for free. Call (516) 932-0400 now to get started.
For a free legal consultation with a uninsured car accidents lawyer serving Uniondale, call 516-932-0400
Our Team Advocates for the Interests of Uniondale Car Accident Victims
Our team is proud to advocate for Uniondale car accident victims. We even have multilingual staff who offer consultation in several languages, including Spanish, Greek, Bengali, Tamil, and Kannada.
If we accept your Uniondale car accident case, we will take the steps necessary to serve your interests by building a case and protecting your rights. This includes:
- Keeping you up to date about your case
- Identifying all liable parties, when possible, and discovering your options for pursuing compensation
- Managing communication about your case with all other parties
- Gathering evidence to prove fault and liability, and to support your insurance claim
- Putting a fair value on your case and seeking compensation based on it
When necessary, our team will work with accident reconstruction experts to prove negligence and liability, and team with additional experts to prove your injuries, prognosis, and related expenses and losses. This includes medical experts, vocational rehabilitation specialists, life care planners, and economists.
If you suffered injuries in an uninsured car accident in or near Uniondale call us for a complimentary case consultation. Provided your case meets satisfies certain criteria, a
Uniondale uninsured car accident lawyer from Friedman & Simon, L.L.P. will offer you representation on a contingency-fee basis. Recoverable Types of Damages in an Uninsured Car Accident Case
The types of damages available following an uninsured car accident in New York State depend on the type of insurance coverage that supports your payout or if you are able to hold the at-fault driver liable.
The following types of damages are potentially recoverable in Uniondale car accident cases:
- Medical treatment and all related expenses, up to the policy maximums
- Lost wages, benefits, and reduced earning ability
- Other related expenses and losses
- Pain and suffering damages, emotional distress, and other non-economic losses
Property damages, including replacement or repair of your vehicle, are not included in your PIP coverage or uninsured vehicle insurance coverage. If it is included in your coverage, another type of insurance could pay for this financial loss. Holding the at-fault driver liable for property damage is possible in some cases as well.
Uniondale Uninsured Car Accident Lawyer Near Me 516-932-0400
Deadline for Filing a Lawsuit in an Uninsured Accident Case
In some cases, pursuing damages based on an insurance claim will lead to a payout to compensate you for your accident-related damages. However, if an uninsured claim is not the right way to proceed,(for example, even if the at-fault vehicle attempted to hit & run to evade identification and escape responsibility but their license plate was captured in a photograph, ) a lawsuit might be the best way to proceed. Under New York CVP § 214, you have a limited amount of time to file a personal injury lawsuit based on your car accident injuries.
We will work on your behalf if you qualify for compensation, and there is time remaining. Depending upon the unique circumstances of your accident, we will also take your case to trial if necessary. However, we encourage you to contact us as soon as possible after your accident so we will not miss important deadlines in your case. It is important to note, the sooner you contact us, the greater our opportunity to build the strongest case possible on your behalf.
Call Today for Your Free Case Review
A Uniondale uninsured car accident lawyer from Friedman & Simon, L.L.P. will navigate the claims process or take your case to trial when we represent you. We will seek compensation based on your car accident case and the available coverage.
To learn more about how Friedman & Simon, L.L.P. helps victims after a Uniondale uninsured vehicle car accident case, contact us today at (516) 932-0400.