If you were in an accident with an uninsured driver, you may be entitled to receive compensation for the injuries and losses you suffered. However, in comparison to cases where the driver who hit you has insurance, if you are in an accident with an uninsured driver, collecting the damages to which you are entitled may have significant levels of additional complexity.
A Hicksville uninsured car accident lawyer from Friedman & Simon, L.L.P. understands the challenges you may be facing after your accident with an uninsured driver and will be happy to patiently and comprehensively explain your legal rights. Contact us at (516) 932-0400 for a free consultation.
Types of Car Accidents That Involve Uninsured Drivers
You could get into an accident with an uninsured driver during your drive to work, a long trip, or around the corner from your house. Regardless of where the accident took place, in order to receive compensation, you must deal with your own insurance company and the fact that the other driver does not have insurance to pay for the damages to your vehicle or any injuries you may have suffered.
Uninsured car accidents happen in many different ways. Any of these types of accidents can be caused by an at-fault driver who was operating his or her vehicle with no auto insurance:
- T-bone crashes at intersections
- Sideswipes on the highway
- Reckless driving accidents
- Aggressive driving incidents
- Head-on collisions
- Small fender benders / Minor impact cases that nevertheless result in serious injury (Usually back and neck trauma.)
- Multi-vehicle crashes
A Hicksville uninsured car accident lawyer can review your case, regardless of the type of accident you suffered, explain your options, and offer you guidance.
For a free legal consultation with a uninsured car accidents lawyer serving Hicksville, call 516-932-0400
Insurance Coverage Issues
If the at-fault driver does not have insurance, your insurance policy has an uninsured motorist clause that should provide some level of coverage for any injuries you suffered in the accident.
It’s important to remember that if you were injured, you may suffer long-term effects from those injuries. An attorney will take this into account when negotiating your claim with the insurance company.
In addition, a lawyer can handle all communications and negotiations with the insurance company so you can focus on your medical treatment and healing from your injuries.
To find out more about how a Hicksville uninsured car accident lawyer can help you, call Friedman & Simon, L.L.P. at (516) 932-0400 today for a free consultation.
Hicksville Uninsured Car Accident Lawyer Near Me 516-932-0400
Paying for Damages to Your Vehicle
Damages from an accident would normally be paid for by the at-fault driver’s insurance. However, an uninsured motorist can’t cover these costs. That is why it is almost always best in uninsured motorist cases, to focus on your own policy to receive the compensation you are entitled to.
Since uninsured motorist coverage can be so critically important when you need it, you , if you have not had an accident, or to be better prepared in the future should the need ever arise again, you may wish to check your uninsured motorist coverage and determine if it should be adjusted. The New York State Department of Financial Services (DFS) notes that coverage for bodily injury is not required to carry a high value. It may be cost-effective (i.e., a significant increase in coverage may not cost you very much) to add value to your policy and, in so doing, provide greater protection to your family and yourself.
Unfortunately, as mentioned above, adding value to your policy won’t help as you seek compensation for your most recent accident, but it can help if you are ever in an accident with an uninsured driver in the future.
An Uninsured Car Accident Lawyer Can Help
Friedman & Simon, L.L.P provides services that help you manage the aftermath of your accident. While you focus on your recovery, trying to get back to your pre-accident usual activities of daily living, such as work, school, chores and errands, social activity, and so on, we can handle all the legal aspects of your case.
We Will Provide Updates
You will be given updates as to all significant developments as your case moves forward. We will keep you informed of anything important that happens regarding your case and will make sure you understand your legal rights and options throughout the process.
Communicate with Insurance Company and Lawyers on Your Behalf
You do not need to negotiate with the insurance company or a lawyer representing the uninsured driver. Your lawyer from Friedman & Simon, L.L.P. will handle this on your behalf.
Examine the Evidence
While you may have evidence to provide during your case, you are not expected to complete the investigation. Your lawyer will oversee the gathering of relevant evidence, examine all such evidence, interview witnesses, and gather the necessary documentation.
Place a Value on Your Injuries and Losses
Your insurance company may deny or devalue the injuries or losses you suffered in the accident. Your attorney will collect evidence that shows the value of the damages you have incurred, and use that information to demand an appropriate settlement from your insurance provider.
Offering a Timely Notice
Your lawyer must alert your insurance carrier by giving appropriate notice of the uninsured claim promptly after your accident. According to the New York State Bar Association, you have a limited amount of time to file a claim against your uninsured motorist coverage. Your lawyer will make sure that you meet all deadlines and comply with all the technical details of making an uninsured motorist claim.
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Call Friedman & Simon, L.L.P. Today
After a crash with an uninsured motorist, you have the right to receive compensation from your insurance provider. Even though it was mentioned above, it is certainly worth repeating for emphasis, insurance companies typically seek to pay far less than what you deserve.
A Hicksville uninsured car accident lawyer from Friedman & Simon LLP can help you deal with your insurance company, and will be there to assist you throughout the legal process. Call us today at (516) 932-0400 for a free consultation with a member of our team.