If you suffered moderate or serious injuries, consider hiring a lawyer after a car accident on Long Island or else in or around New York City. New York car accident laws are complex, and the auto insurance claims process is sometimes complicated to navigate. An attorney who handles these cases regularly will be able to explain your options for compensation and possibly build a case and file a claim on your behalf.
If the insurance company takes a, “deny, delay, defend,” posture, seeking to pay you as little as possible or even pay you nothing if they can get away with it, refusing to be fair with you, refusing to make an appropriate settlement offer to you, you may need file a personal injury lawsuit to recover the damages you have suffered as a result of your car accident injuries. A car accident lawsuit should be brought by an experienced and dedicated who concentrates on personal injury cases in New York State.
Hire a Lawyer If You Suffered Serious Injuries in a Car Accident
If you suffered serious injuries, face missing time from work, or have questions or concerns about the role that no-fault insurance coverage will play in your case, we encourage you to discuss your car accident case with a knowledgeable, compassionate attorney.
According to the New York State Department of Financial Services (DFS), your no-fault insurance coverage, sometimes called a personal injury protection (PIP) policy, will provide coverage for medical treatment obtained in connection with injuries sustained in the car accident. It will also cover a portion of earnings lost due to medically documented disability from work caused by the car accident. These policies payout regardless of fault. (Which is why it is called, “No-Fault” coverage. Expect to recover compensation for:
- Accident-related medical care, therapy, and rehabilitation expenses up to the policy limits
- About 80 percent of your lost wages, up to limits set by the policy
- Reimbursement of “reasonable and necessary expenses” you incur as a result of the accident, up to policy limits
The minimum required PIP policy in New York State has a $50,000 policy limit..f. When you retain our law firm to represent you, we will pursue damages in a fault-based claim or lawsuit for the harm you have suffered beyond what is covered by No-Fault.
For a free legal consultation, call 516-932-0400
Hire a Lawyer for Help with Your Case
If you hire a lawyer after a car accident on Long Island or in NYC, you will receive a number of benefits from having an attorney on your side. These benefits include a better understanding of your case and your options, a peace of mind knowing your case is handled correctly, and the ability to focus your energy on your treatment and healing.
Your attorney should take care of:
- Keeping you updated about your case
- Identifying all liable parties
- Communicating with all parties for you
- Gathering evidence to support your claim
- Determining a value for your case and fighting to win that result for you
If your attorney believes you qualify to pursue fault-based action, they will likely go to work building a case against the at-fault motorist and pursue damages based on that driver’s third-party liability insurance coverage. They will need to prove that the driver acted negligently, usually violating a traffic law, and caused your accident. Then, they will need to link your injuries to the accident.
Lastly, they will need to have a good understanding of your injuries and the physical, emotional, and financial harm you incurred as a result of the accident. Proof of this will allow them to pursue the best possible settlement result in your case or fight for justice in court.
Hire a Lawyer to Take Legal Action
Occasionally, a New York car accident case goes to court. This can happen when the insurance company for the at-fault party denies their policyholder caused the accident or when there are other disputes, such as the insurer disputing the severity of your injuries. When the insurer denies a fair settlement agreement as long as there is time remaining under New York Civil Practice Laws & Rules (CVP) §214, your lawyer will consider whether you should take the case to trial.
We encourage you never to agree to a third-party liability insurance settlement without first talking to a lawyer. A lawyer will help you understand the value of your case and determine if a lawsuit is necessary.
Speak with a Member of Our Long Island Car Accident Team
If you suffered injuries in a car accident on Long Island or elsewhere in the New York metropolitan area, Friedman & Simon, L.L.P. will review your case for free today. If you want representation, a car accident lawyer from Friedman & Simon, L.L.P. is here to help. We take on car accident cases based on contingency fees.
Call (516) 932-0400 to discuss your case with a member of our team today at no cost to you.